{"id":5818,"date":"2023-08-07T07:00:00","date_gmt":"2023-08-07T05:00:00","guid":{"rendered":"https:\/\/rockyourgoal.de\/?page_id=5818"},"modified":"2025-01-10T10:25:52","modified_gmt":"2025-01-10T09:25:52","slug":"finanzielle-sicherheit","status":"publish","type":"page","link":"https:\/\/rockyourgoal.de\/en\/timeless-challenge\/persoenlichkeit\/finanzielle-sicherheit\/","title":{"rendered":"Financial security (Finanzielle Sicherheit)"},"content":{"rendered":"<p>You toss and turn in bed and can't fall asleep. The comforter feels heavy. Your heart races and beats like a steam hammer, your feet sweat even though you have stretched them out. Your thoughts are only about money, money that is missing. You don't know how to pay everything. Again a bill has arrived today. What are they all thinking, where is all the money going to come from? Your account is already deep red and your salary is not even enough to bring it back into the debit, at least in the short term. How could it come so far? What can you do? How do you get out of this deep ditch? How do you tell your loved ones that you have failed financially?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"warum-eine-challenge-zur-finanziellen-sicherheit\">Why a financial security challenge?<\/h2>\n\n\n\n<p>Im deutschsprachigen Raum sind wir es nicht gewohnt, offen \u00fcber unsere Finanzen zu sprechen. Geld &#8222;hat man einfach&#8220;, da wird nicht dr\u00fcber geredet. Die Folge ist, dass uns oft selbst eine finanzielle Grundbildung fehlt, da wir uns nicht \u00fcber Finanzen austauschen. <\/p>\n\n\n\n<p>The consequences are fatal for your life! You forego further training for lack of money, you can't go out with friends, the family hasn't taken a vacation together for years and you're afraid of the bill before every visit to the workshop. Please don't let the washing machine break down, because that would be a financial blow. <\/p>\n\n\n\n<p>I apologize if my descriptions have made the hairs on the back of your neck stand up! I am sure that you also know this negative feeling. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/02\/finanzielle-sicherheit.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"649\" src=\"https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/02\/finanzielle-sicherheit.jpg\" alt=\"\" class=\"wp-image-5829\" style=\"width:472px;height:318px\" srcset=\"https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/02\/finanzielle-sicherheit.jpg 960w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/02\/finanzielle-sicherheit-300x203.jpg 300w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/02\/finanzielle-sicherheit-768x519.jpg 768w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/02\/finanzielle-sicherheit-850x575.jpg 850w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>Tatsache ist, dass gesunde Finanzen zu einem erf\u00fcllten Leben geh\u00f6ren. &#8222;<em>Financial security (Finanzielle Sicherheit)<\/em>&#8220; soll Dich vor genau diesen, beschriebenen Situationen besch\u00fctzen. Um diese zu erreichen gibt es &#8222;Werkzeuge&#8220; wie z.B. eine Challenge. Das sch\u00f6ne an einer Challenge ist, dass sie Dich zwingt, Dich mit Deinen Finanzen zu besch\u00e4ftigen und Dir ganz klar zeigt wo du finanziell stehst. Auf dieser Basis kannst Du ab sofort anfangen Deine Situation zu verbessern. In kleinen Schritten, aber verbessern!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/rockyourgoal.de\/en\/timeless-challenge\/#Anmeldung_und_Leistungsumfang\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"145\" src=\"https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/11\/image.png\" alt=\"\" class=\"wp-image-9693\" srcset=\"https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/11\/image.png 300w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/11\/image-18x9.png 18w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/rockyourgoal.de\/en\/timeless-challenge\/#Anmeldung_und_Leistungsumfang\">The Financial Security Challenge is part of the Timeless Challenge<\/a><\/figcaption><\/figure>\n<\/div>\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>I believe that every person can change the world with their actions! Make your life through meaningful actions (challenges) to something special and lasting! Make yourself immortal!<\/em><\/p>\n\n\n\n<p><em>We want&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/rockyourgoal.de\/en\/big5forlife\/trees4breeze\/\" target=\"_blank\">to plant one million trees worldwide<\/a>&nbsp;without begging for donations!<\/em><\/p>\n\n\n\n<p>Uwe Kauntz<\/p>\n<\/blockquote>\n\n\n\n<p><strong><em>Stay informed!<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Instagram<\/strong>:&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.instagram.com\/timeless_challenge\" target=\"_blank\">@timeless_challenge<\/a><\/li>\n\n\n\n<li><strong>Facebook<\/strong>:&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.facebook.com\/rockyourgoal\" target=\"_blank\">Rockyourgoal<\/a><\/li>\n\n\n\n<li><strong>Twitter<\/strong>:&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.twitter.com\/goal_rock\" target=\"_blank\">@goal_rock<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"regeln-was-genau-ist-finanzielle-sicherheit\">Regeln &#8211; Was genau ist Finanzielle Sicherheit?<\/h2>\n\n\n\n<p>You'll find dozens of definitions of financial security on the Internet and in various coaching books. We have an extremely clear definition here:<\/p>\n\n\n\n<p>Financial security means that you <strong>cover your daily living expenses for six months without a single euro of income<\/strong>, because you have this money as a reserve!<\/p>\n\n\n\n<p>Diese &#8222;eiserne Reserve&#8220; soll Deine Liquidit\u00e4t sichern. Auch wenn Du diese mal angreifen musst, sie wird Dich vor unvorhergesehenen, finanziellen Belastungen sch\u00fctzen und Dich gut und sicher schlafen lassen.<\/p>\n\n\n\n<p>Financial security is NOT about wealth! It's about reassuring basic financial protection for those times when your life is an asshole!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"von-welchem-betrag-sprechen-wir-konkret\">What amount are we talking about specifically?<\/h3>\n\n\n\n<p>It all depends on your life situation. But let's keep this question simple:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Monthly fixed costs<\/em><\/strong>: So it is about rent, car, taxes, insurances, vacations etc. (for this the yearly one-time costs like insurances, car tax, vacations etc. are converted to the month, so divided by 12). <strong>plus<\/strong><\/li>\n\n\n\n<li><strong><em>Monthly variable costs as average<\/em><\/strong> (Food and cost of other basic needs).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"life-score-punkte-fur-die-challenge-finanzielle-sicherheit\">Life Score Punkte f\u00fcr die Challenge &#8222;Finanzielle Sicherheit&#8220;<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/08\/LSP-Persoenlichkeit-300x300.png\" alt=\"\" class=\"wp-image-8297\" srcset=\"https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/08\/LSP-Persoenlichkeit-300x300.png 300w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/08\/LSP-Persoenlichkeit-150x150.png 150w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/08\/LSP-Persoenlichkeit-768x769.png 768w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/08\/LSP-Persoenlichkeit-12x12.png 12w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/08\/LSP-Persoenlichkeit-850x851.png 850w, https:\/\/rockyourgoal.de\/wp-content\/uploads\/2022\/08\/LSP-Persoenlichkeit.png 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n<\/div>\n\n\n<p>Your economic existence depends on your financial security! For this reason, we will value it very highly. You will receive <strong>500 Life-Score Points<\/strong> wenn Du Dir das beschriebene &#8222;finanzielle Polster&#8220; aufgebaut hast.<\/p>\n\n\n\n<p>But be careful! You must protect and expand it, otherwise it will be gone again quickly!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">MURMEL F\u00dcR DIE CHALLENGE &#8222;Finanzielle Sicherheit&#8220;<\/h3>\n\n\n\n<p>F\u00fcr diese Challenge kannst Du die wundersch\u00f6ne Murmel in gelb bekommen. Diese haben die folgende Gr\u00f6\u00dfe:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eine gelbe Murmel mit einem Durchmesser von 20mm<\/li>\n<\/ul>\n\n\n\n<p>If you want the marble(s), please read on ....<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOW CAN YOU PARTICIPATE?<\/h2>\n\n\n\n<p>Be diligent and financially smart. Spend less than you could each month and save the money. Keep an accurate expense book and know what your monthly fixed costs are (annual one-time costs are converted to the month).<\/p>\n\n\n\n<p>If you have saved enough money to cover your expenses for six months without earning a single euro, then you have earned the 500 Life Score points. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/rockyourgoal.de\/en\/timeless-challenge\/#Anmeldung_und_Leistungsumfang\">Melde Dich bei der Timeless Challenge an!<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rockyourgoal.de\/en\/wb-admin\/?action=register\">Registriere Dich (falls noch nicht geschehen) bei dieser Seite (klick auf diesen Satz)<\/a><\/li>\n\n\n\n<li>If you can manage financially for six months without any income, please fill out the form below, including the message that you have completed the Challenge. We will send you the well-deserved Life Score points and the marble.<\/li>\n\n\n\n<li>Wenn die Challenge geschafft hast, dann f\u00fcll bitte das untere Formular (nur sichtbar wenn Du registriert und angemeldet bist) aus. Wir schicken Dir die Murmel zu. Die Life Score Points werden Dir automatisch gutgeschrieben und im\u00a0<a href=\"https:\/\/rockyourgoal.de\/en\/timeless-challenge\/#Life_Museum\">Life Museum<\/a>\u00a0erg\u00e4nzt. Bitte schreibe Deine Lieferadresse in die \u201eNotes\u201c im Formular.<\/li>\n<\/ul>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"die-challenge-finanzielle-sicherheit-in-social-media\">Die Challenge &#8222;Finanzielle Sicherheit&#8220; in Social Media<\/h2>\n\n\n\n<p>We believe that healthy finances are a reason to be proud. We do not want to judge whether they belong in social media. We are of the opinion that everyone has to decide for themselves. While it is possible to exchange tips on saving, investing and stumbling blocks in an innocuous manner, we would not publish specific amounts or plans. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"facebook-gruppe-fur-die-finanzielle-sicherheit-challenge\">Facebook Gruppe f\u00fcr die &#8222;Finanzielle Sicherheit&#8220; Challenge<\/h3>\n\n\n\n<p>You can exchange ideas with others on topics related to finance and saving in our Facebook group in the Personality section. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"unsere-hashtags\"># Our Hashtags<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>#timelesschallenge<\/li>\n\n\n\n<li>#tcfinanziellesicherheit<\/li>\n\n\n\n<li>#timelesschallenger<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Du w\u00e4lzt dich im Bett und kannst nicht einschlafen. Die Bettdecke f\u00fchlt sich tonnenschwer an. Dein Herz rennt und schl\u00e4gt wie ein Dampfhammer, Deine F\u00fc\u00dfe schwitzen obwohl du sie rausgestreckt hast. Deine Gedanken drehen sich nur noch um Geld, um Geld das fehlt. Du wei\u00dft nicht wie Du alles bezahlen&hellip;<\/p>\n<p> <a class=\"more-link\" href=\"https:\/\/rockyourgoal.de\/en\/timeless-challenge\/persoenlichkeit\/finanzielle-sicherheit\/\">Read more<\/a><\/p>","protected":false},"author":2,"featured_media":5847,"parent":12691,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"pgc_sgb_lightbox_settings":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"class_list":["post-5818","page","type-page","status-publish","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/pages\/5818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/comments?post=5818"}],"version-history":[{"count":21,"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/pages\/5818\/revisions"}],"predecessor-version":[{"id":18244,"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/pages\/5818\/revisions\/18244"}],"up":[{"embeddable":true,"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/pages\/12691"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/media\/5847"}],"wp:attachment":[{"href":"https:\/\/rockyourgoal.de\/en\/wp-json\/wp\/v2\/media?parent=5818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}