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<\/a><\/figure>\n<\/div>\n\n\nHow does the One Month Budget Challenge work?<\/h2>\n\n\n\n
The goal of the One Month Budget Challenge<\/em> is to show you exactly where your money is going and how you can cut off unnecessary expenses. To do this, you have two steps to take:<\/p>\n\n\n\n This challenge is also a part of the Timeless Challenge!<\/p>\n\n\n I believe that every person can change the world with their actions! Make your life through meaningful actions (challenges) to something special and lasting! Make yourself immortal!<\/em><\/p>\n\n\n\n We want to plant one million trees worldwide<\/a> without begging for donations!<\/em><\/p>\n\n\n\n Uwe Kauntz<\/p>\n<\/blockquote>\n\n\n\n Stay informed!<\/em><\/strong><\/p>\n\n\n\n To better control and reduce your expenses, you need to know them. To do this, you need to track your expenses for at least one month (we recommend three months). How do you do that? With a good old budget book in which you enter every expense for a month. <\/p>\n\n\n\n Sounds boring? Good, then use one of the many good apps. You can track your spending, get great statistics and know your current wealth reliably at any time. <\/p>\n\n\n\n Once you have a list of all your monthly expenses, the first step is to look at all your fixed expenses. These are expenses that come due every month. These can be recurring expenses like the Netflix subscription, a loan installment, an insurance policy, dues for a sports club, etc. <\/p>\n\n\n\n Now question each individual item to see if you really still need it or if you can cancel this contract. Every year I find contracts that I no longer need and cancel them immediately. Even if it is only a small, 5-EUR contract per month, I avoid future expenses of 60,- EUR per year. Something like that adds up!<\/p>\n\n\n\n Nat\u00fcrlich k\u00f6nntest Du nun Deine Ausgaben klassifizieren und damit eine genaue Info bekommen wohin das meiste, Deines Geldes flie\u00dft. Du k\u00f6nntest z.B. alle Ausgaben f\u00fcr externes Essen gehen summieren (einschlie\u00dflich des t\u00e4glichen Kaffe „To Go“) und berechnen wie hoch deine Ausgaben hierf\u00fcr sind. <\/p>\n\n\n\n This way you will quickly get an overview of the reasons for your current financial situation. <\/p>\n\n\n\n For the Challenge, this means that for one month (30 days) you can<\/p>\n\n\n\n Du kannst diese Challenge noch einen Monat verl\u00e4ngern und im zweiten Monat vor allem die „variablen Kosten“ in Gruppen zusammenfasst und Dir dort einen \u00dcberblick verschaffst. Gew\u00f6hn dir an, bei einer konkreten Ausgabe zuk\u00fcnftig zu sparen. Der t\u00e4gliche „Coffee to Go“ ist nicht n\u00f6tig. Du kannst ihn auch zu Hause machen und ihn in einem Mehrwegbecher mitnehmen. So sparst Du t\u00e4glich mindestens 3,- EUR. Bei 20 Arbeitstagen sind das 60,- EUR pro Monat, also 720,- EUR pro Jahr. Damit kann man schon fast eine Woche in den Urlaub fahren. Es lohnt sich also!<\/p>\n\n\n\n You get 20 Life Score<\/em><\/strong> points if you keep track of your spending for a month and take concrete action. You can do this three times a year and earn three Life Score points.<\/p>\n\n\n\n For the One Month Budget Challenge, you can get the beautiful marble(s) in yellow. These have the following size:<\/p>\n\n\n\n If you want the marble(s), please read on ....<\/p>\n\n\n\n If you want to inspire others, or share with others, feel free to do so on our social media channels. <\/p>\n\n\n\n Wir laden Dich herzlich ein, Dich in unserer Facebook Gruppe „Personality<\/em>“ mit anderen auszutauschen. <\/p>\n\n\n\n Diesen Monat hast Du ein gute Gef\u00fchl. Du hast keine gr\u00f6\u00dferen Ausgaben get\u00e4tigt, bist nicht oft zum Essen gegangen und ein neues Fahrrad hast Du Dir auch verkniffen. Als du jedoch auf dein Girokonto schaust merkst Du, dass Du trotzdem kaum etwas von Deinem Minus abbauen konntest. Aber woran liegt…<\/p>\n\n
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How to get an overview of your expenses<\/h3>\n\n\n\n
How to reduce your expenses<\/h3>\n\n\n\n
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Life Score Points for the One Month Budget Challenge<\/h2>\n\n\n
Murmel f\u00fcr die „One Month Budget“ Challenge<\/h3>\n\n\n\n
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How can you participate?<\/h2>\n\n\n\n
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The One Month Budget Challenge on social media<\/h2>\n\n\n\n
The One Month Challenge on Facebook<\/h3>\n\n\n\n
Hashtags<\/h3>\n\n\n\n
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